By adding tradelines you are added as an authorized user to established credit accounts. The combination of credit limit, age and low utilization on these each account will boost your credit score 30-40 points per account you are added on. If you have a thin file with not a lot of credit history or are maxed out on your existing debt, adding tradelines will increase your credit score quickly.
Please note we only work with real SSN numbers and not CPN’s. Tradelines usually take between 30-45 days to post to your credit report. We have a column for the statement dates of tradelines, if available. Usually, if you order a line a minimum of 5 prior the the statement date it, the line will post 5-7 days after the statement date. However, we can not guarantee posting dates due to factors outside of our control so we ask for 30-45 day for the lines to post.
*Some tradelines will require a lord of soft pull in order for the lines to post. We will perform the pull for you. Please be aware when ordering lines that a pull may be required.
*The following documents are needed in order for clients to be added as an AU: A valid copy of the front and back of your Driver’s License, a valid Social Security card, complete physical address and a verified home or cell phone number. We also need the login information for your credit monitoring service, including user name and password.
*Pen Fed CU AU’s will take 4-6 weeks to post because they ar retired to be ordered by mail by the credit provider.