tradelines

How We Improve your credit score

By adding tradelines you are added as an authorized user to established credit accounts. The combination of credit limit, age and low utilization on these each account will boost your credit score 30-40 points per account you are added on. If you have a thin file with not a lot of credit history or are maxed out on your existing debt, adding tradelines will increase your credit score quickly.

 

Please note we only work with real SSN numbers and not CPN’s. Tradelines usually take between 30-45 days to post to your credit report. We have a column for the statement dates of tradelines, if available. Usually, if you order a line a minimum of 5 prior the the statement date it, the line will post 5-7 days after the statement date. However, we can not guarantee posting dates due to factors outside of our control so we ask for 30-45 day for the lines to post.

 

*Some tradelines will require a lord of soft pull in order for the lines to post. We will perform the pull for you. Please be aware when ordering lines that a pull may be required.

 

*The following documents are needed in order for clients to be added as an AU: A valid copy of the front and back of your Driver’s License, a valid Social Security card, complete physical address and a verified home or cell phone number. We also need the login information for your credit monitoring service, including user name and password.

 

*Pen Fed CU AU’s will take 4-6 weeks to post because they ar retired to be ordered by mail by the credit provider.

Our Tradeline Inventory

Card

Limit

Open Date

Price

Statement Date

Purchase

AMERICAN EXPRESS GOLD CARD

UNLIMITED

1/2013

$550

3rd

Barclay

$25,000

2014

$900

June 191th

Chase Freedom Visa

$25,000

10/2015

$900

21st

Synchrony/Lowes

$25,000

4/2016

$800

13th

Care Credit

$24,000

10/2015

$850

29th

Bank of America cash Rewards

$20,000

7/2004

$1300

20th

Wells Fargo Visa

$20,000

4/2016

$700

26th

Key Bank

$20,000

2007

$1000

June 10th

Chase Slate

$20,000

12/2003

$1000

11th

Pen Fed Cu Visa

$20,000

11/2015

$800

2nd

Barclay

$18,000

2014

$800

June 16th

USAA Visa

$16,000

4/2016

$650

18th

Lowes

$15,000

11/2007

$900

2nd

Synchrony Lowes

$15,000

3/2016

$600

24th

Bank of America Cash Rewards

$15,000

11/2015

$650

7th

Chase Slate

$15,000

10/2015

$650

19th

Citi Simplicity

$15,000

7/2013

$850

15th

Discover

$14,800

9/1995

$1500

25th

Bank Of America

$14,400

7/2004

$1200

12th

Discover Platinum

$12,700

9/2012

$800

5th

Barclay Arrival

$12,500

10/2015

$600

15th

CABELA’S

$12,500

10/2015

$600

17th

CARE CREDIT

$12,000

4/2008

$750

13th

CARE CREDIT

$12,000

1/2016

$600

4th

CARE CREDIT

$11,300

9/2015

$550

13th

CARE CREDIT

$10,800

3/2016

$500

25th

MACY’S/CITI

$10,000

3/2008

$725

30th

HOME DEPOT/CITI

$10,000

6/2014

$500

25th

SYNCHRONY BANK/J.C PENNEY

$10,000

5/2006

$750

14th

HOME DEPOT/CITI

$10,000

7/2009

$700

16th

CARE CREDIT

$10,000

5/2013

$675

19th

J.C PENNEY

$10,000

11/2015

$550

13th

CABELA’S

$9,000

1/2016

$500

28th

BARCLAYS

$9,000

2014

$650

16th

DISCOVER/VISA

$8,900

1/2001

$1200

20th

CARE CREDIT

$8,400

8/2005

$800

5th

BEST BUY/CITI

$8,000

10/2006

$750

22nd

CITI SIMPLICITY

$8,000

10/2015

$450

21th

CARE CREDIT

$8,000

2/2016

$450

16th

BANK OF AMERICA CASH REWARDS

$7,300

1/2008

$725

27th

BANK OF AMERICA

$7,000

11/2015

$550

7th

Penn Fed CU Visa

$7,000

11/2015

$550

26th

CARE CREDIT

$7,000

4/2014

$550

17th

CITI DIAMOND PREFERRED MC

$6,200

3/2016

$500

9th

T.J MAXX

$6,000

07/2013

$550

5th

SEARS/CITI MASTERCARD

$6,000

2/2013

$575

8th

CITI/SEARS

$6,000

6/2000

$850

13th

BEST BUY/CITI

$6,000

11/2015

$450

11th

MACY’S AE

$5,800

9/2007

$675

15th

BELKS

$5,700

5/2015

$450

12th

CONN’S

$5,500

11/2015

$400

24th

HOME DEPOT

$5,000

6/2006

$700

8th

ELAN

$5,000

8/2013

$550

18th

T.J MAXX

$5,000

5/2009

$625

2nd

J.C PENNEY

$5,000

10/2012

$575

17th

WALMART

$5,000

4/2014

$550

13th

CITI MACY’S AE

$5,000

1/2014

$550

4th

CAPITAL ONE VENTURE

$5,000

12/2015

$400

24th

CITI

$4,300

11/2015

$400

10th

CHEVRON & TEXACO

$4,000

7/2006

$575

24th

CHEVRON & TEXACO

$4,000

11/2013

$475

25th

SEARS CITI MASTER CARD

$4,000

11/2003

$700

27th

T.J MAXX MASTER CARD

$3,500

1/2013

$450

12th

T.J MAXX REWARDS

$3,500

9/2014

$450

11th

ELAN VISA

$3,200

12/2015

$350

17th

CHASE SLATE

$3,200

10/2015

$350

10th

CAPITAL ONE PLATINUM

$3,000

8/2015

$350

5th

SEARS

$3,000

9/2012

$450

15th