How We Improve Your Credit Score using Tradelines
By adding tradelines you are added as an authorized user to established credit accounts. The combination of credit limit, age and low utilization on these each account will boost your credit score 30-40 points per account you are added on. If you have a thin file with not a lot of credit history or are maxed out on your existing debt, adding tradelines will increase your credit score quickly.
Please note we only work with real SSN numbers and not CPN's. Tradelines usually take between 30-45 days to post to your credit report. We have a column for statement dates of tradelines, if available. Usually, if you order a line a minimum of 5 prior to the statement date it, the line will post 5-7 days after the statement date. However, we can not guarantee posting dates due to factors outside of our control so we ask that you allow 30-45 days for the lines to post.
* Some tradelines will require a hard or soft pull in order for the lines to post. We will perform the pull for you. Please be aware when ordering lines that a pull may be required.
* The following documents are needed in order for clients to be added as an AU: A valid copy of the front and back of your Driver's License, valid Social Security card, complete psychical address and a verified home or cell phone number. We also need the login information for your credit monitoring service, including the username and password.
* Pen Fed CU AU's will take 4-6 weeks to post because they are required to be ordered by mail by the credit provider.
Our Tradeline Inventory
|CARD||LIMIT||OPEN DATE||PRICE||STATEMENT DATE||PURCHASE|
|AMERICAN EXPRESS GOLD CARD||UNLIMITED||1/2013||$550||3rd|
|CHASE FREEDOM VISA||$25,000||10/2015||$900||21st|
|BANK OF AMERICA CASH REWARDS||$20,000||7/2004||$1300||20th|
|WELLS FARGO VISA||$20,000||4/2016||$700||26th|
|KEY BANK||$20,000||2007||$1000||June 10th|
|PEN FED CU VISA||$20,000||11/2015||$800||2nd|
|BANK OF AMERICA CASH REWARDS||$15,000||11/2015||$650||7th|
|BANK OF AMERICA||$14,400||7/2004||$1200||12th|
|SYNCHRONY BANK/J.C PENNEY||$10,000||5/2006||$750||14th|
|BANK OF AMERICA CASH REWARDS||$7,300||1/2008||$725||27th|
|BANK OF AMERICA||$7,000||11/2015||$550||7th|
|PEN FED CU VISA||$7,000||11/2015||$550||26th|
|CITI DIAMOND PREFERRED MC||$6,200||3/2016||$500||9th|
|CITI MACY'S AE||$5,000||1/2014||$550||4th|
|CAPITAL ONE VENTURE||$5,000||12/2015||$400||24th|
|CHEVRON & TEXACO||$4,000||7/2006||$575||24th|
|CHEVRON & TEXACO||$4,000||11/2013||$475||25th|
|SEARS CITI MASTER CARD||$4,000||11/2003||$700||27th|
|T.J MAXX MASTER CARD||$3,500||1/2013||$450||12th|
|T.J MAXX REWARDS||$3,500||9/2014||$450||11th|
|CAPITAL ONE PLATINUM||$3,000||8/2015||$350||5th|
How seasoned tradelines improve your credit score
When you buy seasoned tradelines, you are added as an authorized user to established credit accounts. The combination of credit limit, age and low utilization history will begin to report on your credit file, increasing your credit score by 20-50 points per account you are added onto. If you have a thin file with limited credit history or are maxed out on your existing debt, adding seasoned tradelines to your credit report will increase your credit score quickly.
We only work with social security numbers. We do not work with CPN numbers. Tradelines usually take between 30-45 days to post to your credit report. We provide statement dates of tradelines, if available. Usually, if you order a tradeline a minimum of 5 days prior to the statement date, the line will post 5-7 days after the statement date. However, we cannot guarantee posting dates due to factors outside of our control so please allow 30-45 day for the lines to post.
*Some tradelines will require a hard or soft pull in order for the tradeline to post. We will perform the pull for you. Please be aware when ordering tradelines that a pull may be required.
*The following documents are needed in order for clients to be added as an authorized user on tradelines: a valid copy of the front and back of your Driver’s License, a valid Social Security card, complete physical address and a verified home or cell phone number. We also need the login information for your credit monitoring service, including your user name and password.
* Tradelines report as open for 3 months.
Our Seasoned Tradeline Inventory