We challenge inaccurate, unverifiable and misleading, negative items on your credit report directly with the creditors and the credit bureaus. This includes charge offs, collections, judgments, foreclosures, bankruptcies, late payments and repossessions. We use our specialized and highly effective technique, leveraging your right to legally repair your bad credit.
$199 Monthy Fee
We gradually work to improve your credit month to month. This is for clients who want to repair their credit in a cost effective way slowly, over time. The typical time frame for complete restoration is 6-12 months.
$1250 Flat Fee
We accelerate the process and aggressively repair your credit with the goal of complete restoration in 3-6 months. Fast Track is for clients who have immediate credit goals, such as buying a house or a new car and want to repair their credit rapidly.
Add tradelines to your credit report for a rapid credit score point increase. The combination of credit limit, age and low utilization on our tradelines will boost your credit score an average of 20-40 points or more per account you purchase. If you have a thin file with a limited credit history or are maxed out on your existing debt, adding tradelines will increase your credit score quickly!
When applying for credit, it usually will trigger what is called a hard inquiry on your credit report from one of the credit bureaus; Experian, Equifax or Transunion. Multiple inquiries done in a short period of time will not only drop your credit score but can sometimes be the cause of getting declined for credit. When you apply for a new credit card, some automated systems will decline you immediately if you have more than 4 inquiries on your report. Each credit inquiry can cost you up to 5 points on your credit report for each bureau!
We work to remove inquiries from ONE of the credit bureaus (Experian, Equifax, Transunion)
$750for 2 bureaus
We work to remove inquiries from any TWO of the credit bureaus (Experian, Equifax, Transunion)
It is more important than ever to have good credit. After the recent financial crises, lenders have been more cautious than ever when extending credit. You may be turned down for a new apartment, a car, employment or insurance. If you are fortunate enough to even getting approved for anything at all with bad credit, you will pay a higher interest rate, costing you more money. It is a vicious cycle.
After a few denials, you will quickly realize just how much your credit affects your ability to attain anything. You don’t have to live this way anymore. Let the Credit Score Doc improve your credit score & your life.
"Great company! Extremely professional and they get results. I feel like a new person after they fixed my bad credit. Getting declined is a thing of the past and my credit is not hindering me anymore. Thanks to the Doc, my life is great!"
"When I first signed up for Operation 720, I was very skeptical. I had been through a credit repair process with another company and it was taking many, many months just to get marginal results. After my initial free consultation, I realized I was dealing with true professionals who truly know how to force creditors and the credit bureau’s to stick to the law! I am amazed at the results I have been able to get in such a short period of time! I came in with a 605 score and now I have a 733!! This process has changed my life! I can finally qualify to buy a house for me and my kids.This service is SO worth it and I couldn’t be happier! Thanks Credit Doc! :)"
"Anyone considering Credit Score Doc should go for it. I can’t even explain how much having good credit has changed my life. My credit was horrible when I first signed up so I know if they changed mine, they can change yours too. I was embarrassed at my messed up credit report and how low my score was but after speaking with a rep I felt there was hope for my situation. There was no judgment about my past credit mistakes, there were only solutions to fix the problem. The staff was very helpful, courteous and very professional. Month after month my negative items began to disappear and my score was getting higher as well. I was able to qualify for things I could never have dreamed of. There is a light at the end of the bad credit tunnel. I am extremely grateful."
10k surety bond
Our portal has the same level of security as a bank.
Your satisfaction is our top priority.
We have helped many clients achieve their credit goals. We believe in educating our clients so that they understand how credit works and make better credit decisions in the future.