What We Do

We challenge inaccurate, unverifiable and misleading, negative items on your credit report directly with the creditors and the credit bureaus. This includes charge offs, collections, judgments, foreclosures, bankruptcies, late payments and repossessions. We use our specialized and highly effective technique, leveraging your right to legally repair your bad credit.

How We Do It

Credit Repair

We Offer two programs for credit repair

Standard Credit Repair

$199 Monthy Fee

We gradually work to improve your credit month to month. This is for clients who want to repair their credit in a cost effective way slowly, over time. The typical time frame for complete restoration is 6-12 months.

Fast Track Program

$1250 Flat Fee

We accelerate the process and aggressively repair your credit with the goal of complete restoration in 3-6 months. Fast Track is for clients who have immediate credit goals, such as buying a house or a new car and want to repair their credit rapidly.

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Seasoned Tradelines

Boost your credit score fast with tradelines!

Add tradelines to your credit report for a rapid credit score point increase. The combination of credit limit, age and low utilization on our tradelines will boost your credit score an average of 20-40 points or more per account you purchase. If you have a thin file with a limited credit history or are maxed out on your existing debt, adding tradelines will increase your credit score quickly!

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Inquiry Removal

When applying for credit, it usually will trigger what is called a hard inquiry on your credit report from one of the credit bureaus; Experian, Equifax or Transunion. Multiple inquiries done in a short period of time will not only drop your credit score but can sometimes be the cause of getting declined for credit. When you apply for a new credit card, some automated systems will decline you immediately if you have more than 4 inquiries on your report. Each credit inquiry can cost you up to 5 points on your credit report for each bureau!

Single Credit Repair

$400per bureau

We work to remove inquiries from ONE of the credit bureaus (Experian, Equifax, Transunion)

The Works

$750for 2 bureaus

We work to remove inquiries from any TWO of the credit bureaus (Experian, Equifax, Transunion)

Kitchen Sink

$1,000for all 3 bureaus

We work to remove inquiries from all THREE credit bureaus (Experian, Equifax, Transunion)

The Cost of Bad Credit

It is more important than ever to have good credit. After the recent financial crises, lenders have been more cautious than ever when extending credit. You may be turned down for a new apartment, a car, employment or insurance. If you are fortunate enough to even getting approved for anything at all with bad credit, you will pay a higher interest rate, costing you more money. It is a vicious cycle.

 

After a few denials, you will quickly realize just how much your credit affects your ability to attain anything. You don’t have to live this way anymore. Let the Credit Score Doc improve your credit score & your life.

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What Our Clients Say

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Our Benefits

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Bonded

10k surety bond

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Secure

Our portal has the same level of security as a bank.

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DEDICATED PERSONALIZED SERVICE

Your satisfaction is our top priority.

EXPERIENCE

We have helped many clients achieve their credit goals. We believe in educating our clients so that they understand how credit works and make better credit decisions in the future.